Understanding
Insurance
Country our beloved country Indonesia, for term insurance is often referred to as the insured, both of these seem to follow the discussion of the terms in the Dutch language, ie Assurantie (insurance) and verzekering (insured). Indeed, about which I know if about appropriate party insurance office in Indonesia stems from the Dutch country. continue if the country English is used in terms of insurance and assurance that has the same understanding. with the discussions that we refer to insurance is used for about life insurance while the term used for insurance uuurance jiwa.jadi more we know the more we will understand later.
Based My colleague is one staft Mr. Purba, if on the definition of insurance in terms of understanding the economy is Insurance is a financial institution because through insurance can muster considerable funds but that certainly does not hurt one insurance clients, which can be to finance the construction benefit public health in addition to participating in the insurance business on the other, the real cause of the insurance if the goal is to provide protection (protection) for monetary damages (financial loss) that inevitably arise suddenly in our lives.
colleagues loyal readers of my little I know about the chapter According to article 246 the Code of Commercial Law (Commercial code) if not mistaken, The cover has an idea as follows: Insurance or coverage is suafu approval, which the insurer losses themselves to the insured's own, by getting a premium as paid by customers of each is determined by the insurance office, whereas if to compensate for losses caused by the loss or not obtaining an expected profit, which can be known in advance.
Fewer avid reader of Definitions of Insurance according to the Law of the Republic of Indonesia prevailing at No. 2 of 1992: "Insurance or the Insured is an agreement between two parties or more, where the insurer committed to the insured to receive insurance premium by more familiar again, to reimburse the insured for loss (unexpected), damage or loss of expected profit, or legal liability to third parties which may be suffered by the insured, arising from an event that is sudden, or to provide a payment based on died or the life of an insured person by the insurance.
for knowing more about insurance is very necessary followed by man that I know for various kinds of insurance there is sharing, let the reader see below:
Kinds of Insurance
Insurance can be divided into several kinds, among others:
Two major branches of transport insurance, ie:
1. Inland Marine Insurance
2. Marine Cargo Insurance.
and if it's on fire insurance you can also see below
Fire insurance is insurance that aim to protect from fire hazards.
let's go there again on credit insurance and insurance of the types
Credit insurance, types of insurance credits, ie:
1. Deposit Insurance.
2. Accounts Receivable Insurance.
3. Loan Insurance.
4. Insurance Bonds.
6. Merchandise Credit Insurance in the State.
5. Insurance Guarantee International business.
whereas for Health Insurance, Health Insurance Interest is paying the cost of hospital fees
treatment and indemnify the insured for the loss of income because of injury due to an accident or illness as we use for treatment at the hospital.
whereas if for Social Insurance is a tool to raise the risk of moving them to organizations that normally is a government organization, which is required by law to provide financial benefits or services to or on behalf of the insured person was in Wakfu the losses of certain
has been designated.
I hope the discussion about the insurance that I can convey to us all.